tag:blogger.com,1999:blog-8133453.post5643523473009930818..comments2023-08-09T02:24:19.597-05:00Comments on Errant Apostrophes: Caveat PiaculumUnknownnoreply@blogger.comBlogger4125tag:blogger.com,1999:blog-8133453.post-7500663595821694842007-07-28T21:18:00.000-05:002007-07-28T21:18:00.000-05:00Oh Katze, I'm so sorry to hear about the accident....Oh Katze, I'm so sorry to hear about the accident. I'm glad you are ok, and hope you are in less pain. I completely agree with Pei, a PI atty sounds like a great idea and will at least put stupid bitch cow through a little bit of trouble, which she greatly deserves.<BR/><BR/>Take care, and when you are back in town and have an extra few hours look me up...I'd love to have lunch.<BR/><BR/>Rebeccarebeccalizziehttps://www.blogger.com/profile/12810871133049495471noreply@blogger.comtag:blogger.com,1999:blog-8133453.post-71393674183104182262007-07-27T08:58:00.000-05:002007-07-27T08:58:00.000-05:00Some advice from a former insurance adjuster (NOT ...Some advice from a former insurance adjuster (NOT legal advice - you hardly need that from me - ONLY advice based on my adjusting experieice):<BR/><BR/>It sounds like you have already done this, but demand copies of all vehicle valuation materiels, and argue any points that go against you individually. You can wear down most insurance adjusters (not me, though; you'd have been screwed). :-P<BR/><BR/>Insist that they remove unfavorable comparison vehicles from thier averages, focusing on the things that cannot be compensated for by tables contained in the Blue Book or NADA guide. For example: the valuation books have determined that two otherwise identical cars, one with new and one with average tires, will sell for only slightly different amounts. Somewhere there is data to back this up. However, they cannot compile such data on variable body damage (though one company, I think State Farm, is trying to). So they really don't have anything backing them up if you want them to drop the body-damaged comperable from thier calculations. <BR/><BR/>Check the PA insurance commissioner's website to see what the local bad faith insurance practices complaint procedure is. In OR and WA this was not a magic bullet, but someone who credibly threatened to file such a complaint generally got a few more days of rental car. <BR/><BR/>Remember that insurance merely mitigates a loss. I used to joke that I was going to open "Godfather Insurance," because most people do not actually want to be compensated for thier loss. Rather, they want the righteous hand of god to smite that bastard that hit them. "At Godfather Insurance, your deductable isn't what we deduct from our payment to you, it is what we deduct from the other guy: set your deductible level at 'pinkey,' 'kneecap,' or 'first born!'"<BR/><BR/>Luckily, the righteous hand of god still exists in the form of the tort system, as Pei suggested. Hardly a cure all, but even if you don't get more money by hiring a PI attorney, this can nevertheless have two pleasing effects: <BR/><BR/>1) Bad drivers are terrified of thier rates going up; every step you take to escalate things will likely panic that neligent bastard (Really. They freak like you would not believe. Make sure she knows when you hire an attorney, make a demand, file suit, etc. Try to scheduale these events so that she finds out about them on Friday afternoons, thereby ruining a weekend in which she cannot get ahold of her insurance agent/adjuster for reassurance. It's like a game!).<BR/><BR/>2) Everyone is terrified of being served with a complaint. Takes a year off your life. The PI attorney won't want to do this when negotiation and settlement are possible because it's not worth her/his time. But YOU could! For the reasonable price of a filing fee, you can cause a Sherriff to arrive at her home and instantly convert her into a lifelong advocate of tort reform (wait... on second thought, that's bad for me...).<BR/><BR/>Seriously though, if you have insurance questions, call me.<BR/><BR/>-M-dad.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8133453.post-41105442784265932722007-07-24T01:28:00.000-05:002007-07-24T01:28:00.000-05:00You can't get a go cart tire for $5. Maybe a Hot W...You can't get a go cart tire for $5. Maybe a Hot Wheels?pacatruehttps://www.blogger.com/profile/04125048243775811714noreply@blogger.comtag:blogger.com,1999:blog-8133453.post-26085772627931373912007-07-23T12:08:00.000-05:002007-07-23T12:08:00.000-05:00Katze - so sorry to hear about the accident, but y...Katze - so sorry to hear about the accident, but yes, thank goodness you're ok and hopefully the back pain will go away as the dcotors say.<BR/><BR/>DO get a PI attorney - get one that works on contingent - b/c it IS worth it for someone else to fight the battles for you in a situation like this. <BR/><BR/>My sister got one after she got into an accident - no fault on her part - and this was even AFTER the woman who hit her admitted it was her own fault.<BR/><BR/>So I can only imagine the run-around they're going to give you b/c stupid bitch cow won't accept basic responsibility. And if I were you - I would sue her sorry ass for pain and suffering - seriously!!<BR/><BR/>Hang in there!<BR/><BR/>~ PeiPei Linghttps://www.blogger.com/profile/05397817143905473613noreply@blogger.com